Cost vs. value: what home renovation projects have the greatest return?

A new garage door, window replacement & minor kitchen remodels top the list for greatest ROI. If you’re thinking about upgrades to your home, talk with your Realtor for guidance on what is appropriate for your neighborhood so as to not over improve your home for the area.

If you are local to the S.F. & Peninsula areas feel free to ask me who my favorite go to people are for renovation projects as well as how to incorporate eco-friendly products into your projects.
Download a pdf of yourhome_january11 CRS or double click on images below to zoom in.

The importance of doing underground storage tank (UST’s) inspections for homes in San Mateo County

I had the “interesting” experience in 2005 (prior to my becoming a licensed agent) of learning first hand the process behind removing underground storage tanks. Unfortunately, unlike in San Francisco which recommends sellers or buyers have underground storage tank testing for older homes as a point of sale procedure, the same recommendation is not in place in San Mateo County

To make matters worse, some believe that the natural & environmental hazards report (you may hear it called a JCP report) indicates if there are tanks on a property. This is somewhat incorrect; the report only indicates if there are known tanks on a property, typically those which have an open case & are either being repaired or removed/decommissioned.

Tanks more typically are found at the obvious commercial businesses such as gas stations or car rental/automotive shops but were also common on pre-1950′s homes as storage for heating oil.

To determine if a property has tanks, one must do a tank inspection. I sure would have appreciated knowing this nuance of San Mateo County property prior to my purchasing a home (via a local agent) which had not one but two UST’s! The discovery came about a few months after moving in while the old concrete driveway was being removed.

One tank had heating oil (this was the fuel for furnaces in older homes prior to gas) & the second tank had gasoline (probably an original homeowner fueled a car in the garage).

We quickly had a tank inspection company confirm tank presence including above ground evidence (fill pipes in the driveway, formerly covered with a concrete cover, vent pipes at the side of the property, & a former dispenser pipe in the garage).

For the record we did have property inspections. There was personal property of the sellers obscuring this above ground evidence in addition to general property inspectors are not trained to inspect for UST’s, that is a separate type of inspection.

It cost about $30,000 to remove both tanks followed by removal of contaminated soil & pump out of contaminated water over a period of ~12 months. Further joy when we had to under go one of the wettest winters resulting in having a mud swamp for a front yard/driveway.

Additional legal costs were incurred as we pursued the sellers for non-disclosure (we happened to find the owner who confirmed that sellers were aware of the tanks; prior to more stringent environmental regulations, UST’s were commonly removed by homeowners & taken to the dump & weren’t considered a big deal.

More good times & astronomical legal costs followed during the legal process of mediation & arbitration; the judge did rule in our favor and the sellers are on the financial hook. Still, would rather have just known upfront about this “nuance” in this county because I sure would not have purchased a property knowing tanks were present.

Open & closed UST sites can be found at GeoTracker which includes residences.

For a reasonable $150 or so, protect yourself & have a tank inspection!

Fantastic! At long last San Mateo County communities will have single stream recycling available!


Great news! Recology will be the new service provider for garbage, recycling and compost pick up for San Mateo County residents. Under the current service, pick up of recyclables happens bi-monthly which means multiple bins fill up & sit at the side of our house. Residents also have to sort paper from metals/plastics and pick up of compostable food waste is not a provided service.

As a former San Francisco resident up until 2004, I’ve been sorely missing this type of compost/recycling program which SF has had in place for several years.

Full details here on Recology’s program including use of their bins. If you want to reduce your garbage bin size & save a little money each month, go to: http://www.recologysanmateocounty.com/single_family.htm by July 9th.

The new service will start January 3rd, 2011.

West Portal, SF Market Trends as of July 23, 2010

If you have a West Portal home that you are thinking about selling now may be the perfect time. There is solid buyer demand, the properties that are well priced & show well are receiving multiple offers and inventory is really low (a balanced market is considered 6 months of inventory; <6 mos.is a sellers market; >6 months is a buyers market).

Trying to buy your dream home in West Portal? Be prepared, it’s going to take time, patience and perhaps writing an offer on more than one property to get in.

San Francisco Homeowners Have New Way to Pay for Going Green

As provided by SFAR:

San Francisco homeowners have a new way of paying for solar panels, energy-efficient appliances and low-flow toilets.

A new city-run program, GreenFinanceSF, will give San Franciscans the money to pay for such projects up front and let them pay it back through installments on their property tax bills. Berkeley pioneered the idea in 2007, and since then, hundreds of cities, counties and states have adopted their own versions.

For more details, visit http://greenfinancesf.org/systems/energy.

What a great eco-friendly, affordable idea! ZippGo: Green, Plastic moving boxes

In my internet meandering this morning I came across this great eco-friendly, affordable moving resource: ZippGo

Here’s their scoop:

Moving is complicated and wasteful – we understand. That’s why we offer our ZippGo reusable moving boxes for a better price than buying cardboard boxes.

They’re delivered to your door, so you only need to worry about packing your things.

I’d love to hear your feedback if you’ve used this service.

Zephyr Real Estate has great networking among agents; we frequently send eblasts out to our Z-colleagues either requesting moving boxes that are no longer needed so they can be passed on to clients or giving away boxes via clients that have just moved. It’s a great way to re-use moving boxes and help clients save a little dough!

There is also Craigslist where free boxes are posted.

The Beauty of Marmoleum

I LOVE this product!! One of the great perks that comes with home ownership is the ability to customize one’s home. As a 15+ year property owner/investor, I’ve had the chance to try out a few flooring products.

Marmoleum hands down is my favorite for easy clean up, durability, and scratch resistance. It’s held up extremely well to a busy household which includes 2 dogs and 2 cats. There is one scratch in the surface and that was caused by me being clumsy with a cabinet one hour post-installation (uuughhh!!). Otherwise, it’s been scratch free for 18 months.

Not only is the scratch resistance impressive, but Marmoleum is really comfortable to stand on for long periods of time (for those serious chefs!) since there is a layer of cork under each tile . This product is also an easy install for the do-it-yourselfer (I installed it myself with a few basic tools). Lastly, you can’t beat the reasonable price (~$4.50-5.50sf), the great colors and it’s environmentally friendly to boot!

Give it a try for your next project-you won’t be disappointed!

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Eco-Friendly Driveway


Considering a new driveway? There are lots of options available ranging from stamped concrete, to brick, to pavers, to permeable.

We went the route of a pebble driveway to replace the concrete driveway for a few reasons. It was economical, fast to install and permeable thereby reducing runoff & pollutants entering our storm drains.

My understanding is that storm runoff is one of biggest pollutants of our waterways. I’m in full support of making choices which will offset our impact on the environment.

Our initial thought was to install porous concrete pavers which have openings that can be filled with gravel or grass. We then decided on decomposed granite for the ease of installation and maintenance. It is also available in a few colors.

It’s been two plus years and we’ve been really happy with the result. There is no worry about future cracking and settling as there is with a concrete driveway. No worries about staining either since we can move around or rake the gravel.

The drawback is the occasional required sweeping of stray pieces that end up on the path way or sidewalk and the difficulty in walking to the car in heels. Stray pieces can end up in the house on our wood floors if shoes aren’t properly wiped at the door, but our floors have been getting a fair amount of abuse from two active dogs. It’s a house well cared for and well lived in!

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Clogged Gutters Be Gone!!

It’s that time of the year again when gutters need to be cleaned. We just had a great product installed in portions of our gutters which prevents gutters from clogging.

There is an incredibly large, messy redwood tree which litters needles and branches several times a year. It’s just a matter of time before the gutters & downspouts end up getting clogged with tree debris, problematic when our rainy season starts.

RainFlow will help to keep our gutters & downspouts clear, since the debris sits on top of the membrane which can then be blown off when we have our semi-annual gutter cleaning. Another plus, is that since the gutters are easier to clean, our twice a year service will now be less expensive!

Let me know if you’d like a recommendation to the installer & gutter cleaner that I work with. He did an excellent job, is reasonably priced & made a great recommendation to use this product in portions of our high debris gutter areas!

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The Paperless Real Estate Transaction is Possible!

In my constant quest to be eco-friendly both personally and professionally, I’ve been implementing a few environmentally friendly business practices.

Currently, I’m in the process of reducing the number of direct marketing pieces to a quarterly schedule, instead staying in touch monthly with friends and clients via electronic newsletters.

I’ve also successfully been working with electronic systems since 2007, creating a paperless transaction for clients who are buying or selling real estate. The response has been overwhelmingly positive from clients who appreciate being able to review documents online as well as securely sign the dozens of disclosures and reports electronically through Docusign.

Gone are the days of having to kill a forest to buy or sell a home. It is technology which hopefully more of the real estate industry will embrace, especially considering that a typical transaction consumes 250-300 sheets of paper and can top 600 sheets with condo transactions. Additionally, the quality of electronic files is far superior to hard copies which lose print detail with each printing and faxing.

Clients, at their leisure, can go online to review & sign reports and disclosures after we’ve reviewed them together. With their busy schedules of juggling work & family, they appreciate the convenience & efficiency of an electronic system. Clients receive all their transaction paperwork on a CD rather than a hard copy; a format which is more convenient to store rather then a two to three inch paper file as well as it being easier to locate specific documents on disk. Clients also appreciate being able to contribute to being eco-friendly.

Title companies and lenders are also slowly moving towards the paperless transaction.

At the conclusion of a transaction, I also purchase carbon credits to further offset my carbon footprint.

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